engage Child Trust Fund in brief
We are proud to have offered a Child Trust Fund account that has met all stakeholder
standards since day one (6th April 2005).
The engage Child Trust Fund at a glance:
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No hidden charges
The annual management charge, of just 1.5%, is guaranteed not to rise for the life
of the account.
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Growth potential of a stock market based investment
The engage Child Trust Fund (CTF) invests in shares over a spread of different companies.
This helps reduce the risk in comparison with a single asset investment, but also
provides the opportunity for growth potential of a stock market based investment.
Most experts agree that if investing for the long term the stock market is a good
place to put money. As with most stock market investments the value of the Child
Trust Fund (CTF) can fall as well as rise and your child could get back less than
has been paid in.
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Offers lifestyling
Lifestyling is an option which aims to reduce risk in the later years of the investment
(age 13 onwards). If you choose this option then, when your child turns 13, the
money invested for them will be moved gradually from our medium to high risk fund
(the engage Investment Growth Fund) to our medium to low risk fund
(the engage High Income Fund). By the time your child turns 17
the money will be completely switched over to the medium to low risk fund.
Click here for more details on lifestyling
and fund information
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Affordable saving
The engage Child Trust Fund account sets minimum payments from
just £5. Non stakeholder Child Trust Fund account providers can set their
minimum payment level at £10 or above.
Click here for more details on payment options
