When you save with our Child Trust Fund, the money in your child's account is invested using 'lifestyling', meaning that during the lifetime of the account the money is moved from a higher to a lower risk fund. A lifestyled approach is taken unless you tell us otherwise

If the account is lifestyled, shares will be bought and the fund switched as indicated in the table:

For example: If you invested £1000 when your child is 14, £400 will be invested in the engage High Income Fund and £600 in the engage Investment Growth Fund.

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