engage Child Trust Fund

Features & Benefits

The engage Child Trust Fund (CTF) is a Stakeholder account that allows your child’s savings to share in the growth potential of a stock market-based investment.

However, please bear in mind that the fact that a Child Trust Fund (CTF) is Stakeholder does not mean that the investment is suitable or that its performance is guaranteed.

The main features of the engage Stakeholder Child Trust Fund account are:

  • no hidden charge – one simple low annual management charge of 1.5% and this is guaranteed for the life of the account.
  • affordable saving – many Child Trust Fund accounts set the minimum at £10 however the engage Child Trust Fund accepts payments from as little as £5 and has a number of different convenient saving methods. Click here for more details
  • stock market growth potential – the engage Child Trust Fund (CTF) invests in shares over a spread of different companies, this helps reduce the risk but also provides the opportunity for stock market growth potential. Most experts agree that if investing for the long term the stock market is a good place to put money. As with most stock market investments the value of the Child Trust Fund (CTF) can fall as well as rise and your child could get back less than has been paid in.
  • lifestyling – this is an option that helps to manage the risk of the investment – if you choose this option, when your child turns 13 the money invested for them will be moved gradually from our medium to high risk fund to our medium to low risk fund. By the time your child turns 17 the money will be completely switched over. Click here for more details on lifestyling and fund information